---
title: DESIGNPRO Insurance Group Blog Posts from 2025
description: Blog posts published by DESIGNPRO Insurance Group in 2025
---

# PAST ARTICLES

## Published in 2025

[**A/Es Should Not Use the Word “Complete” in Their Contracts with Their Clients?** — In architects’ and engineers’ (A/Es) contracts with their clients (project owners), it is commonplace for the word “complete” (or its derivatives) to be used in the terms and conditions. In these owner driven projects, these types of contracts are routinely prepared by the A/Es’ clients (actually… — Dec 17, 2025](/blog/2025/a-es-should-not-use-the-word-complete-in-their-contracts-with-their-clients)

[**The “Art” & “Science” of Preparing a Design & Construction Project Description** — A project description is not an artistic statement; it’s a focused account of what a project entails. To nail this down, specificity is key. Address the crucial questions: where, what, why, when, and how. For example, the American Institute of Architects’ model agreement contains an architect’s… — Nov 18, 2025](/blog/2025/the-art-science-of-preparing-a-design-construction-project-description)

[**A Phrase that Every Design Professional Understands, We Hope – “Means & Methods”** — The entire phrase - “The Architect shall not have control over, charge of, or responsibility for the construction means, methods, techniques, sequences or procedures, or for safety precautions and programs in connection with the Work.” In the design professions, the phrase is abbreviated to “means… — Oct 1, 2025](/blog/2025/a-phrase-that-every-design-professional-understands-we-hope-means-methods)

[**Phishing Emails, Ransomware, and Liability: A Business Owner’s Cyber Checklist** — Cyber threats have become an everyday risk for businesses of all sizes, not just large corporations. In fact, small and mid-sized businesses are increasingly targeted by cybercriminals because they often lack dedicated security infrastructure. Phishing emails, ransomware attacks, and data breaches… — Sep 17, 2025](/blog/2025/phishing-emails-ransomware-and-liability-a-business-owners-cyber-checklist)

[**Should a Prime Professional (A/E) Limit the Liability of their Consultants?** — Before we answer the question, to start with, a Limitation of Liability (LOL) contract clause can go something like this. — _The Design Professional’s total aggregate liability for any and all damage from any and all causes including but not limited to its breach of contract, error, omission,…_ — Sep 1, 2025](/blog/2025/should-a-prime-professional-a-e-limit-the-liability-of-their-consultants)

[**A/E’s Responsibility for Determining Non-Conforming and Defective Construction Work** — We would like to think that a construction contractor’s work meets all of the requirements of a design on every project, but that does not always happen. Architects and engineers (A/Es) can include in their scope of services the responsibility of construction contract administration to include… — Aug 1, 2025](/blog/2025/a-es-responsibility-for-determining-non-conforming-and-defective-construction-work)

[**CHOICE-OF-LAW FOR DESIGN & CONSTRUCTION PROJECTS** — In a general sense, you cannot choose which laws apply to you. You cannot unilaterally decide which laws apply and disregard (opt out) others. Laws are established by governing bodies (federal, state, local) and apply to everyone within their jurisdiction. However, in certain situations,… — Jul 9, 2025](/blog/2025/choice-of-law-for-design-construction-projects)

[**Responding to Requests for Project Design & Construction Industry Proposals (RFPs)** — In design professions and construction, owners solicit proposals for their projects from industry firms that they believe are qualified to do the work. This risk management article focuses on how to respond to requests for proposals (RFPs). But before discussing the response, some basic contract… — Jun 10, 2025](/blog/2025/responding-to-requests-for-project-design-construction-industry-proposals-rfps)

[**Negotiating a Project Owner/Design Professional or Construction Agreements & Contracts** — Instead of listing the terms and conditions that are frequently contested in agreements, this risk management article focuses on the art of negotiating an agreement. There are numerous resources for negotiating agreements—books, podcasts, articles, websites, law school courses, etc. One thing is… — May 14, 2025](/blog/2025/negotiating-a-project-owner-design-professional-or-construction-agreements-contracts)

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- [1](/blog/2025.md)
- [2](/blog/2025.md/page-2)

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